Zero Balance Account
Account Opening
Start Your Banking Journey Digitally
Enjoy the freedom of banking without worrying about maintaining a minimum balance, with full digital access.
Account Opening Process
1
Go to the Zero Balance registration screen on our app/website
2
Enter PAN, Aadhaar, and verify with OTP
3
Input basic profile details and set nominee details
4
Complete short video call for KYC verification
5
Account is immediately ready with online logins
Features
- No average monthly balance requirements
- Free virtual debit card for online shopping
- Instant online mobile banking activation
- UPI payments and transfer integrations enabled
Benefits
- No penalty charges for zero balances
- Simple, fully digital account opening within 5 minutes
- Earn standard savings interest on any funds kept
- Access to all basic banking services without extra fees
Requirement Checklist
Eligibility Criteria
- Indian Resident Individual
- Age: 18 years and above
- Must have active Aadhaar and PAN cards
KYC Documents Required
- Aadhaar Card number
- PAN Card number
- Aadhaar-linked mobile number for OTP signature verification
Frequently Asked Questions
No, there are no maintenance charges. Standard charges apply only for physical checkbooks or physical card issuances if requested.
Open Account Online
Complete your paperless Video KYC registration form to open your account instantly.
PLOT NO 112/39, SECTOR 11, PRATAP NAGAR, SANGANER, JAIPUR, RAJASTHAN 302033
+91-9887199532
info@sgpay4u.com
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