Overview

Flexible Financing Mapped To Your Needs

Get quick, collateral-free funds for personal emergencies, medical expenses, weddings, or vacations with flexible repayment tenures.

Key Features
  • No security or collateral required
  • Loan amount up to ₹25 Lakhs
  • Flexible repayment options from 12 to 60 months
  • Minimal documentation and quick processing
Product Benefits
  • Instant disbursement to bank account
  • Competitive interest rates starting from 10.5%
  • Special offers for salaried professionals
  • Easy online application and tracking

Eligibility & Documentation Checklist

Eligibility Criteria
  • Age: 21 to 60 years
  • Employment Type: Salaried or Self-Employed
  • Minimum Net Monthly Income: ₹25,000
  • Credit Score: 700 or above
Documents Required
  • Identity Proof (PAN Card, Aadhaar Card, Passport)
  • Address Proof (Utility Bills, Rent Agreement)
  • Income Proof (Latest 3 months salary slips, 6 months bank statement)
  • Form 16 or Income Tax Return (ITR)
Interest Rate

10.50% - 16.00% p.a.

Processing Time

24 to 48 Hours

EMI Benchmark
For ₹5,00,000 loan at 10.5% interest for 5 years, the EMI is ₹10,747 per month.

Frequently Asked Questions

You can apply for personal loans up to ₹25 Lakhs depending on your eligibility, income, and repayment capacity.

No, a personal loan is unsecured, meaning no collateral or security is needed.

Apply for Personal Loan

Submit your basic details, and our loans expert will contact you within 24 hours.

Apply via Choice Connect

Complete your personal loan application securely. If you opened a referral link, the referring agent or team member is attributed automatically.