Borrow Safely

Credit Solutions Tailored For Your Dreams

Compare our lending options and apply for instant, transparent funding with flexible repayment plans.

Personal Loan

Get quick, collateral-free funds for personal emergencies, medical expenses, weddings, or vacations with flexible repayment tenures.

No security or collateral required
Loan amount up to ₹25 Lakhs
Flexible repayment options from 12 to 60 months
Interest Rate:10.50% - 16.00% p.a.
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Home Loan

Fulfill your dream of owning a home with our customized housing finance solutions offering low interest rates and long tenures.

Long repayment tenure up to 30 years
Financing up to 90% of property cost
Option to purchase new, resale, or construct homes
Interest Rate:8.40% - 9.50% p.a.
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Business Loan

Fuel your business expansion, purchase machinery, or manage seasonal cash flows with our unsecured and secured business loans.

Unsecured business loans up to ₹50 Lakhs
Flexible repayment options from 12 to 36 months
Easy online approval process
Interest Rate:12.00% - 18.00% p.a.
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Education Loan

Finance high-quality higher education in India or abroad with student loans covering tuition fees, travel, and accommodation expenses.

Covers up to 100% of education-related costs
Moratorium period (course duration + up to 1 year)
Repayment terms up to 15 years
Interest Rate:9.25% - 11.50% p.a.
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Gold Loan

Get instant cash against your gold ornaments with minimal paperwork and secure vault storage.

Instant valuation and cash disbursal
Flexible repayment schemes (Interest-only, bullet payment, EMIs)
High value per gram of gold
Interest Rate:7.99% - 12.00% p.a.
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Vehicle Loan

Drive home your favorite car or two-wheeler with quick financing options and attractive interest packages.

Financing up to 90% of on-road vehicle price
Tenure options up to 7 years
Applicable for both new and pre-owned cars
Interest Rate:8.75% - 10.25% p.a.
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Loan Against Property

Unlock the hidden equity of your residential, commercial, or industrial property to finance your large-scale capital needs.

Up to 60-70% of market value of property
Long repayment tenure up to 15 years
Lower interest rates than personal or business loans
Interest Rate:9.00% - 11.50% p.a.
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MSME Loan

Dedicated funding schemes tailored for Micro, Small, and Medium Enterprises to support startup scale-up, automation, and inventory.

Collateral-free CGTMSE options for loans up to ₹2 Crores
Flexible repayment and overdraft mechanisms
Special subsidy schemes for women-led startups
Interest Rate:9.50% - 13.00% p.a.
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Working Capital Loan

Manage daily operating costs, trade payables, and inventory shortages with customized overdrafts and cash credit lines.

Overdraft (OD) / Cash Credit (CC) structures
Interest charged only on the utilized credit balance
Flexible limits based on receivable turnovers
Interest Rate:10.00% - 14.50% p.a. (on daily utilization)
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Mortgage Loan

Secure long-term capital backing by mortgaging non-disputed real estate assets with structured payback schedules.

LTV ratios up to 75%
Tenure options extending up to 20 years
Available for both commercial and residential properties
Interest Rate:8.90% - 11.00% p.a.
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