Sg Pay 4u

Overview

Flexible Financing Mapped To Your Needs

Dedicated funding schemes tailored for Micro, Small, and Medium Enterprises to support startup scale-up, automation, and inventory.

Key Features

Collateral-free CGTMSE options for loans up to ₹2 Crores
Flexible repayment and overdraft mechanisms
Special subsidy schemes for women-led startups
Minimal verification requirements for verified GST filers

Product Benefits

Empowers MSME units with low-cost resources
Helps meet local manufacturing and import-export demand
Eligible for governmental interest subvention schemes
Promotes structural business scaling

Eligibility & Documentation Checklist

Eligibility Criteria

Must have valid MSME / Udyam Registration
Active GST filings for last 1 year
Clean track records with prior lending entities
Positive net worth of the business structure

Documents Required

Udyam registration certificate & GST returns
Promoter ID and Address documentation
Financial reports (Balance Sheet, Profit & Loss accounts)
Bank statement of all corporate current accounts

Interest Rate

9.50% - 13.00% p.a.

Processing Time

4 to 7 Working Days

EMI Benchmark

For ₹25,00,000 MSME loan at 10.0% interest for 5 years, the EMI is ₹53,118 per month.

Frequently Asked Questions

It is a government trust scheme that offers credit guarantees to lenders, enabling them to offer collateral-free loans to eligible MSMEs.

Yes, it is necessary to qualify for priority sector lending benefits and lower MSME interest rate structures.

Apply for MSME Loan

Submit your basic details, and our loans expert will contact you within 24 hours.

Apply via Choice Connect

Complete your msme loan application securely. If you opened a referral link, the referring agent or team member is attributed automatically.

PLOT NO 112/39, SECTOR 11, PRATAP NAGAR, SANGANER, JAIPUR, RAJASTHAN 302033

+91-9887199532

info@sgpay4u.com

MSME Loan