Fixed Deposit
Finance Services
Secure & Optimize Your Financial Assets
Earn assured, high-yield interest on your savings with maximum security and flexible payout options.
Key Features
- Guaranteed returns unaffected by market fluctuations
- Flexible tenures from 7 days to 10 years
- Options for cumulative or monthly/quarterly interest payouts
- Premature withdrawal facilities available
Key Benefits
- Highest safety rank for capital protection
- Higher interest rates for senior citizens (+0.50%)
- Avail overdraft or loan up to 90% of your FD value
- Tax saver FDs available with a 5-year lock-in
Onboarding & Qualification Guidelines
Who Can Apply
- Resident Indians, HUFs, Sole Proprietors, Partnership Firms, Companies
- Minors can open accounts jointly with guardians
Documents Needed
- KYC Proofs (PAN, Aadhaar)
- FD Application form
- Cheque/Online transfer transaction receipt for deposit amount
Frequently Asked Questions
Yes, TDS is deducted if interest income exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year, unless Form 15G/15H is submitted.
Yes, premature withdrawal is allowed, though it may attract a minor interest penalty as per bank rules.
Inquire / Consult
Request a consultation with our financial advisory team regarding Fixed Deposit.
PLOT NO 112/39, SECTOR 11, PRATAP NAGAR, SANGANER, JAIPUR, RAJASTHAN 302033
+91-9887199532
info@sgpay4u.com
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